9 Crown Row, Bracknell, Berkshire, RG12 0TH
Marney Howick
Sales Valuer
Marney has worked in estate agency since leaving school and has experience in the Berkshire, Hampshire and Surrey property markets. She certainly has gained some exceptional local knowledge! Outside of work, Marney has a crazy beagle who keeps her busy, she loves playing Paddle with the girls in Binfield, and trying out new local bars and restaurants.
Top of my bucket list is…
I’d love to go to Bali!
When I was younger, I wanted to be…
An estate agent.
On Sunday mornings, you can usually find me…
Out for brunch, followed by a walk with the girls and our dogs.
My guilty pleasures are…
Prosecco and awful reality TV.
The thing I like best about my job is…
Building long lasting relationships with my clients and getting to see beautiful homes! I feel extremely fortunate to have worked across several counties and helped lots of lovely people move home.
The best piece of advice I’ve been given is…
You make your own luck.
19 Apr 2016
Nowadays, the Land Registry holds a digital register of the ownership of all registered land and property under a unique title number. Much of the land and property in England and Wales is now registered, but not all.
The Land Registry do not hold paper copies of historic Title Deeds although they may hold scanned copies and you can apply to receive a copy of the register.
‘Old fashioned’ historic Title Deeds can vary but would usually include various paper documents showing a chain of ownership, perhaps contracts for sale, leases, easements, boundaries, other interests, rights and charges, including details of former owners.
In most cases, mortgagees (banks and building society lenders) hold onto the deeds as well as registering their mortgage at the Land Registry. However, if you have no mortgage you can either keep the title documents at home or put them into safe keeping with your solicitor or bank.
Where an unregistered property is sold, it must now be registered with the Land Registry. To do this, you will need to prove ownership by providing the proof of Title (the title deeds). If you cannot do so because the deeds are lost, you will need to provide a declaration of truth and proof of ID. Even then, you may only obtain Possessory Title, which is considered slightly defective in legal terms.
Many companies now offer insurance for those holding Defective Title.
For more information or to speak to a Bracknell Estate Agent, contact us on 01344 860121.
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